Professional Liability Insurance
Protect yourself from the cost of litigation

No matter how well you perform your professional duties, you can still be sued. And regardless of whether the suit is unfounded or not, you'll spend time and money to defend yourself. The AAUP Professional Liability plan helps counter the risks you face in doing your job. It protects you for actions including the dismissal or disciplinary action of a faculty member (tenured or not); evaluations of students; judgments regarding salary, promotion, or work assignments of colleagues; published works (provided compensation does not exceed $3,000); and more. Underwritten by Chicago Insurance Company. For more information, call toll free 1-800-686-1172 (ask for offer 13074).

• Provides up to $1,000,000 in protection
• No deductibles to pay out of your own pocket
• Pays for your defense in a lawsuit regardless of the outcome

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Accident Insurance
Affordable protection that pays up to $250,000 If you travel in your job or have health problems that may keep you from getting life insurance, Accidental Death insurance provides powerful protection. It pays cash benefits to your family if you die in a covered accident. Also pays a portion of your benefit for certain injuries, such as the loss of an eye or limb. Underwritten by Hartford Life Insurance Company. For more information, call toll free 1-800-882-5521 (ask for offer 13074).

• Open to all AAUP members
• Guaranteed to you regardless of the condition of your health
• Offers special educational benefits for your spouse and children

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Group Term Life
Build a financial safety net for your family

Use this AAUP-approved Term Life plan to pay off a mortgage, ensure a college education for your children or grandchildren, provide for your spouse or your parent(s), or pay off vehicle loans or other debts if you die. You and your spouse can apply for up to $100,000 in benefits. Underwritten by Hartford Life Insurance Company. For more information, call toll free 1-800-882-5521 (ask for offer 13074).

• Features exclusive AAUP members-only rates
• Includes "living benefit" to help with expenses if you're terminally ill
• Pays premiums for you if you're under age 60 and totally disabled for nine months or more

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Disability Insurance
Pays you an income if you're not able to earn one

One of the best ways to protect your financial security is to protect your earning potential. Unlike employer plans, the AAUP Disability plan travels with you from job to job and the benefits are tax-free. All AAUP members under age 60 and working at least 30 hours a week are eligible to apply. Underwritten by Hartford Life Insurance Company. For more information, call toll free 1-800-882-5521 (ask for offer 13074).

• Pays up to $3,000 a month in cash benefits
• Gives you a choice of waiting periods for more affordable premiums
• Pays benefits for up to five years for sickness or to age 65 for accidents

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Short Term Medical Health Insurance
Health insurance when you're between permanent plans

This $1,000,000 temporary health insurance plan is designed for AAUP members and their families who are between permanent health plans. Whether you are between jobs, unemployed, waiting for other coverage to kick in or are a graduating student, this plan provides protection for hospital expenses, doctor services, surgeries, and much more. For more information, call toll free 1-877-886-0110 (ask for offer 13074).

• Affordable COBRA alternative
• Pays up to $1,000,000 lifetime maximum
• Includes prescription drug benefits and choice of any doctor or hospital

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Long Term Care Insurance
Gives you options if you need long term care

Worried about what you'll do if you or your spouse need nursing home care? The AAUP-endorsed Long Term Care insurance plan helps you keep your options open to choose the care you need. Select coverage for nursing home care, home health care, and/or adult day care. Plus, you can choose benefits that automatically increase each year to help keep pace with inflation. In connection with this Sponsorship and the services provided, AAUP will receive a royalty payment. Underwritten by General Electric Capital Assurance Company (in New York, GE Capital Life Assurance Company of New York). Not available in all states. For more information, call toll free 1-800-358-3795 (ask for offer 13074).

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Customized Major Medical
Choose the medical plan that's best for your family

Finding quality health protection that fits your family's situation is no easy task these days. But as an AAUP member, you can now design a medical package that meets your unique needs. You can choose from a number of affordable medical plans. It's easy to select the plan that's best for you. To find out more, call toll free 1-877-886-0110 (ask for offer 13074, or go to www.aaup.healthinsurance.com).

Customize your coverage by choosing from these flexible and affordable medical plans:

• Preferred Provider Option (PPO)
• Medical Savings Account (MSA)
• Full Indemnity Plan (Traditional)

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Excess Major Medical Plan
Affordable health insurance for catastrophic major medical bills

If you have an employer's health plan with a low benefit limit or if you only want protection for major accidents or illnesses, consider the AAUP's Excess Major Medical plan. Designed to protect you from catastrophic medical bills, it offers deductibles ranging from $25,000 to $50,000 (in $5,000 increments) and covers eligible medical expenses up to $1,000,000. Underwritten by The United States Life Insurance Company in the City of New York. For more information, call toll free 1-800-882-5521 (ask for offer 13074).

• Features AAUP members-only group rates
• Pays as much as $1,000,000 in lifetime benefits
• Covers hospital and doctor bills, radiation treatments, artificial limbs, and more

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Hospital Income Plan
Pays cash benefits directly to you

According to the National Center for Health Statistics, the average hospital stay lasts 7 days and costs nearly $5,000. Most health plans pay only 80% of the bill; you're responsible for the rest. This AAUP hospital plan supplements your existing health insurance to cover your share of the bill. It also pays double benefits for each full day you're in intensive care. Underwritten by Hartford Life Insurance Company. For more information, call toll free 1-800-882-5521 (ask for offer 13074).

• Guaranteed to you and your family
• Pays in addition to other health insurance you may have
• Pays cash benefits of up to $100 a day ($3,000 a month) for up to one year

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